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Community West Bancshares (CWBC) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

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For the quarter ended September 2025, Community West Bancshares (CWBC - Free Report) reported revenue of $37.91 million, up 21% over the same period last year. EPS came in at $0.57, compared to $0.30 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $37.2 million, representing a surprise of +1.91%. The company delivered an EPS surprise of +7.55%, with the consensus EPS estimate being $0.53.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Community West Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 58.5% compared to the 59.7% average estimate based on two analysts.
  • Net Charge-Offs (% of Average Loans): -0% versus the two-analyst average estimate of 0%.
  • Net Interest Margin: 4.2% compared to the 4.2% average estimate based on two analysts.
  • Total Non Interest Income: $2.97 million compared to the $2.74 million average estimate based on two analysts.
  • Net Interest Income: $34.94 million versus the two-analyst average estimate of $34.4 million.

View all Key Company Metrics for Community West Bancshares here>>>

Shares of Community West Bancshares have returned -1.7% over the past month versus the Zacks S&P 500 composite's +0.9% change. The stock currently has a Zacks Rank #5 (Strong Sell), indicating that it could underperform the broader market in the near term.

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